Today on New Scientist: 29 June 2012

AI fantasy football manager picks a winning team

An artificial fantasy football manager has come in the top one per cent of players just by analysing statistics

Calling the next Trevor Baylis

Wind-up radios helped changed the developing world. The search is now on for similar cheap technologies to aid sustainable development, says Ulrike Wahl

Earth's oldest impact crater found in Greenland

A gigantic asteroid smashed into Greenland 3 billion years ago, making the crater it left behind the oldest on Earth - but the finding is controversial

Giant living power cables let bacteria respire

Bacteria living in sulphur-rich mud respire by organising themselves into living power cables

Cyborg makes art using seventh sense

Meet the colour-blind man with a prosthetic eyepiece that allows him to "see" colours as sounds - and create unique artworks out of them

Shaking metallic grains turns them into tunable laser

The unorthodox laser could lead to crisper medical images and help unlock the mysterious behaviour of granular materials such as sand dunes and avalanches

Wanna be the leader? You gotta have friends

Macaque groups simply follow their mates, so the macaque with the best connections automatically becomes leader

World's thinnest screen created from soap bubble

See a new display made from soap film that can mimic different textures and create vivid 3D projections

Feedback: Uncertain in Llanfair PG

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Praying mantis bot has extra-nimble legs

A robot limb based on the versatile forelegs of the praying mantis could be used to walk, grab objects and manipulate them

Does solitary confinement breach the Eighth Amendment?

As a US congressional hearing considers whether solitary confinement constitutes cruel and unusual punishment, evidence of its psychological damage grows

Don't fence us in: Modern-day land grabs

From Midwest "missionaries" to Wall Street speculators, investors are grabbing massive swathes of common land, says Fred Pearce, especially in Africa

TV and radio signals take over when GPS goes wrong

The broadcast signals we take for granted can provide a very effective backup for the global positioning system

First private space telescope may hunt asteroids

The non-profit B612 Foundation announced plans today to launch a space telescope later this decade that will search for dangerous asteroids

Oldest pottery hints at cooking's ice-age origins

Fragments of pots from a Chinese cave are 20,000 years old, and may have been used to cook food during the depths of the last ice age

Titan's tides reveal hidden ocean that could host life

Combined with its organic resources, abundant liquid water could make Saturn's moon prime real estate for alien life - but that depends on the state of the ocean

Zoologger: Fish with elephant's nose and crystal eyes

Peters' elephantnose fish doesn't just have a trunk that detects electric fields, it has bizarre eyes that have adapted to its murky lifestyle

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Vacation Rentals ? A Superior Option

Vacation rentals offer a plethora of advantages to the average family: one house for everyone, full-sized kitchen and dining facilities, multiple family rooms with countless entertainment options, even an outdoor pool or hot tub, and many other amenities which are superior to even the highest-rated hotels. Besides the amenities, vacation homes are typically easier on your budget. When you?re looking into accommodations for your next vacation, check out the vacation home offered in the area.

Luxurious Privacy in a Home away from Home:
A house offers the privacy of home with the luxury of a vacation setting. Some management companies even provide daily maid service, so you?ll feel like you?re staying at a private hotel! Besides multiple bedrooms, kitchen, dining room, and family rooms, you?ll often find private pools, spas, patios, decks, fireplaces, home theatres, and beach access included. Wouldn?t it be nice to relax in your own pool instead of avoiding the crowds at a hotel pool? Or enjoy access to a Wii or PlayStation gaming system without having to pack your own? And wouldn?t you love to avoid eating out for every meal since you can cook for your family in a full-sized kitchen? Or, if you?d like to avoid both cooking and restaurants, some rentals even offer in-home chef service. You?ll be amazed at the many amenities offer with these incredible vacation options!

If young children are included in your vacation party, a private house is an ideal choice. You don?t have to worry about them running around an upstairs hotel room disturbing those below, and they can work off their energy outside in the pool, at the playground, or in a game room playing air hockey, ping pong, or another game.

Finding Your Perfect Vacation Home:
The Internet affords many opportunities to find vacation home rentals in just about any popular vacation spot. If you?re looking for a mountain cabin with a beautiful view, a beach-side condo with private access to the beach, or a house that?s close to winter activities like skiing or sledding, you can find a management company online to view the services they provide as well as pictures of the various places they have available. You?ll also find the many amenities, nearby attractions, and contact information.

You?ll definitely want to do your research before taking the first place you find. Have a family meeting to discuss the necessities that everyone expects from this home. Your teenagers may want to be sure there is a gaming system that?s compatible with their favorite games. Your young children will probably benefit from either a play area at the house or a playground located nearby. Are you planning on participating in local activities? You may want to find a place that?s near the ski slopes or that has beach access. If you?re traveling to a major city, explore the options for transportation. Often, vacation rentals can be located near the local bus route, so you can avoid using your car and fighting downtown traffic in an unfamiliar city. Discuss the vacation together, so everyone can have an enjoyable and relaxing time!

Orange Beach rentals make the perfect getaway for your family. Learn more about the advantages and visit: http://www.brett-robinson.com.

Source: http://www.articlesrx.com/vacation-rentals-a-superior-option/8381

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Trim Pregnancy ? The Best Kept Secret by ... - Beauty Fitness Nutrition

Click HereIf your answer is YES to any of the above, I know exactly how you feel as I have experienced weight gain problems first hand after the birth of my first child and had extreme difficulties coping with it and coming to terms with the weight gained after delivery.

Find out about my carefully researched SPECIAL technique used successfully on all my pregnant patients and also myself, which teaches you how to:

When you read on, you will discover that there is a secret method to keep your body sexy or make it look even better than before while maintaining a perfectly healthy pregnancy.

For those who do not know who I am, my name is Alicia Pennington and I?m a former mid-wife reputed for my baby gender selection techniques. Over the years, I?ve come across too many patients suffering excessive weight gain which commonly causes depression or affects their self-confidence.

As a woman, I?m sure that the concern of gaining weight comes to your mind when you want to plan for a baby. You are not alone because weight gain during pregnancy is indeed the single most common fear that grips mothers-to-be. Studies have shown that 87.3% of pregnant women suffer from excessive postpartum weight gain and my experience made me discover that 92.7% of the post-natal depression cases which I came across are related to weight gain issues.

It is my ultimate wish that all pregnant mothers get to experience this part of their life WITHOUT suffering from any setbacks due to their weight gain and for this reason, I devoted years of research, studies, experimentation and testing on patients to develop a 100% guaranteed to work technique without drugs, without surgery, without treatments and with no side effects that would keep your body in shape, keep you looking good, maintain your pregnancy healthy throughout and make you regain or improve your original physique speedily after you deliver.

Personally, I believe that pregnancy is a journey of life to be enjoyed. I had been through the devastation of putting on 32 pounds after the birth of my first child. I was quietly depressed and suffered low-esteem. I became reluctant to meet relatives and friends.

Whenever I was being told "You look better now than before even though you have gained some weight", I would actually feel offended and pretended to smile thanking them for their "compliment". All I actually wanted was to? Read more?

Related posts:

Source: http://beautyfitnessnutrition.com/trim-pregnancy-the-best-kept-secret-by-celebrity-mums-revealed/

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States divergent in plans for health care ruling

CHICAGO (AP) ? As the nation awaits the Supreme Court ruling on President Barack Obama's health care overhaul, states across the country are considering how they will respond to the historic decision. Some Democratic-led states vow to push ahead with various provisions no matter what happens. In some Republican territories, elected officials insist they will try to hold off on implementing the law, even if the court upholds it. And most states are bound to miss key deadlines if the law or even pieces of it survive.

___

PUSHING AHEAD:

One contingent of states plans to stay the course regardless of the high court ruling.

Oregon's Legislature voted in 2009, a year before Obama's overhaul was approved, to create an online state health insurance exchange. If the court strikes down only the federal requirement that almost everyone obtain health insurance, the state's exchange director Rocky King says he still can build a profitable exchange to launch in 2014.

"We assume we can go forward," King said. "It may make a difference in terms of the number of people we can enroll, but we think the exchange has value with or without the mandate."

If the court strikes down the entire health care law, however, the exchange would lose more than $60 million in federal grants and thousands of potential customers. In that scenario, state officials would have to wait for cues from the Obama administration and for Congress to decide a path forward, King said.

California has been a model for the federal health care overhaul since the law's passage and has begun implementing parts of it already, including the beginnings of health care exchanges. The state also has banned insurers from refusing coverage for children with pre-existing illnesses and allowed young adults to stay on their parents' plans through age 26.

California passed its own state legislation to ensure those measures are preserved even if the federal law is thrown out. But that doesn't mean the state is unaffected by Thursday's ruling. As one of the law's biggest financial beneficiaries, it stands to gain as much as $15 billion annually in federal money for health programs.

Hawaii also has been moving full speed ahead and joined several states last year in filing a friend-of-the-court brief in support of the new law.

"Our goal is universal health coverage here," said Beth Giesting, who was hired as a coordinator to implement the overhaul's changes in Hawaii.

In Massachusetts, which laid the groundwork for the federal health care law with a sweeping 2006 state program, officials say they will continue efforts to expand coverage to nearly all residents no matter what. But like California, the state could lose hundreds of millions in assistance if the federal law is knocked down.

"Even in a worst-case scenario of the health care law being struck down entirely, Massachusetts is going to forge ahead," said Glen Shor, executive director of the Commonwealth Health Insurance Connector Authority.

___

DIGGING IN:

On the other side are Republican leaders who vow that no matter how the Supreme Court rules, they will not act on the overhaul before November, when they hope the GOP can win back the White House and the Senate and repeal the law.

Republican Wisconsin Gov. Scott Walker said this week that only in the event of a GOP defeat would Wisconsin "figure out some alternative within the state."

Robert Kraig, executive director of Citizen Action of Wisconsin, a health care advocacy group that supports the law and expanding health insurance coverage, said the governor is "on the far end of the spectrum in terms of trying to block the law and doing nothing to prepare for it."

But Walker is not alone.

Lawmakers in Idaho, where about 19 percent of residents are uninsured, were the first in the nation to pass a law in 2010 requiring the state to sue the federal government over the overhaul. Last year, they toyed with the idea of nullifying the health care law and have taken no steps toward implementation since. Now they're banking on the Supreme Court turning down the measure or a future repeal.

South Dakota Gov. Dennis Daugaard, Florida Gov. Rick Scott and South Carolina Gov. Nikki Haley have said they too will wait until November to before acting on any surviving parts of the law.

___

MOVING MONEY:

Millions of people already have received new benefits under the law. But those could disappear it is struck down, and many states are trying to figure out what to do if that happens.

Minnesota Gov. Mark Dayton, a big supporter of the federal overhaul, extended Medicaid coverage last year to 84,000 vulnerable adults. But Dayton has said little publicly about the implications of the Supreme Court's ruling for Minnesota. That leaves many unanswered questions about the fate of the people Dayton switched to the joint federal-state Medicaid program from less generous state-funded programs.

A ruling against the law also would threaten other planned expansions, such as in Washington state, which received $128 million to help set up its insurance exchange and an additional $200 million for its preexisting-condition insurance pool. Officials are uncertain whether that money could stay with the state or would have to be returned.

In Michigan, the law has brought widespread benefits: More than half a million seniors have received some free preventive health care services this year. And 1.8 million residents now receive preventative services with no co-pay. Another 57,000 young adults in Michigan are on their parents' health insurance plans.

Last week, U.S. Health and Human Services director Kathleen Sebelius visited Detroit to announce grants for six Michigan health centers to help expand access to care under the law. Officials there aren't sure what they'll do if that money disappears.

Funding for North Dakota's 15 community health centers may be jeopardized, and three other planned centers might not be built if the federal law is overturned.

___

SWEATING DEADLINES:

Most states have taken few ? if any ? steps toward creating the insurance exchanges that are a cornerstone of the health law. The online marketplaces would allow people and small businesses to comparison-shop for health insurance.

So if the court upholds the mandate to establish exchanges, many states will have to scramble to get their plans approved by January and the programs running a year later. As of March, only 13 states and Washington, D.C., had adopted plans for exchanges.

In Obama's home state of Illinois, Democratic Gov. Pat Quinn considered an executive order to establish an exchange, but state Rep. Frank Mautino said it's too late. The first year of the project will have to be a joint state-federal exchange, he said.

In Michigan, House Republicans have refused to let state officials start setting up the MI Health Marketplace before the Supreme Court ruling. Gov. Rick Snyder is one the few Republican leaders who has acknowledged considering a state-federal partnership to get an exchange in place.

"I'm just trying to be a pragmatist here," Snyder said Tuesday.

In Indiana, Republican Gov. Mitch Daniels ordered state agencies to investigate the cost and feasibility of an online health insurance marketplace in January 2011, but Daniels told the agencies to keep their work in the planning stages until the court ruled.

___

Associated Press writers Carla K. Johnson in Chicago; Scott Bauer in Madison, Wis.; John Miller in Boise, Ida.; Kathy Barks Hoffman in Lansing, Mich.; Tom LoBianco in Indianapolis; Shaya Mohajer in Los Angeles; Jonathan Cooper in Salem, Ore.; Oskar Garcia in Honolulu; Steve LeBlanc in Boston; Rachel La Corte in Olympia, Wash.; Martiga Lohn in St. Paul, Minn.; James MacPherson in Bismarck, N.D.; Chet Brokaw in Pierre, S.D.; Bill Kaczor in Tallahassee, Fla.; and Meg Kinnard in Columbia, S.C. contributed to this report.

Source: http://news.yahoo.com/states-divergent-plans-health-care-ruling-223911572.html

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'Star Trek' Villain Forces Kirk To Grow, Chris Pine Says

Benedict Cumberbatch's character 'not just a blood-dripping-from-the-fangs bad guy,' Pine explains to MTV News.
By Kevin P. Sullivan, with reporting by Josh Horowitz

Chris Pine
Photo: MTV News

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Credit Card Debt Negotiation - The Process ... - Business Negotiation

6:00 AM By Article Directory

'; div.innerHTML = summary; } //]]> Credit Card Debt Negotiation - The Process Simplified Credit Card Debt Negotiation - The Process Simplified

When you are in conducting a credit card debt negotiation, its important to know that you are negotiating for a position of strength. The Credit card companies don't want you to default. They make their money by receiving consistent payments from you. Payments that can go on for years and years.

You are the one in control. You have something that they want to get from you, your payment. If your polite, professional and firm, you will get what you want.

This is a serious situation. They do have the ability to instigate legal action. This is unlikely on smaller balances, but is always a possibility. I have seen balances as high as 15,000 dollars end up being charged off without legal action. I have also seen balances as low as $ 500 go to court after just a few calls. But even court action is a fairly slow process, and you have time to react and negotiate the debt before the court date.

First, you need to make sure that you communicate by mail. Don't give the collector a "no way out" situation by telling them to never contact you again. You have them backed them into a corner where they have little recourse but legal action. Credit card debt negotiation involves a level of compromise.

Instead, tell them they can contact you only by mail. And that they can never contact you at work. You will need to draft a letter to this effect and send it to them by registered mail, return receipt. In fact, all future communication with the collector will be by registered mail. And you always want to make sure you have a file of the delivery receipts and a copy of the letter available so that they can't dispute that it was mailed, and that they received it.

The problem with phone calls is that when you are involved in credit card debt negotiation, you need to have verification. If it wasn't written, it wasn't done because you have no way to prove it if you end up in court.

Begin your credit card debt negotiation at 20-25% of the original debt amount. The collection agency may have added on fees and charges that you should not include in the settlement amount. These fees just amount to the collection agency trying to make more money, and have nothing to do with the debt to be settled.

Since on the "secondary market" debt is traded at literally a few cents on the dollar, the collection agency is making plenty of money, even if they end up settling at 30 or 40% of the original debt.

Don't sound to eager to settle. Be calm and collected. Don't get angry, don't show hesitation. One thing I really want to add is NEVER let them know that you have some specific reason for settling the debt. Many people make an effort to settle before applying for a home loan for instance. This information is none of the collectors business. If they find out that the reason you want to settle is so that you can buy a house, you will never get a settlement.

So, in review.

1. Never talk to a collector on the phone. Always use registered mail with a return delivery receipt.

2. Start your negotiation at 20 - 25% of the original loan amount.

3. Don't include the collection agencies add on fees as a part of your credit card debt negotiation.

4. Be calm, educate yourself to the process so that you can speak from a position of knowledge.

Just be patient. And make a good deal. Soon, this will all be behind you. Your credit card debt negotiation means you can get on with your life.

Ted Batron is a financial expert who specializes in debt counseling and custom debt elimination plans. He has developed a short credit card debt relief eCourse on that's a great primer for those who are want to learn how to negotiate, eliminate and settle credit card debt at a 30-70% discount and become debt free. You can get the course right now by sending a blank email to: WithoutDebt@getresponse.com

To develop the skills you need to conduct a successful credit card debt negotiation, read our blog at Credit Card Debt Negotiation [http://www.No-Debt.net/debt-info]

Article Source: http://EzineArticles.com/?expert=Ted_Batron

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Tropical Depression Dokuri weaker, but still potent

Public release date: 28-Jun-2012
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Contact: Rob Gutro
Robert.j.gutro@nasa.gov
443-858-1779
NASA/Goddard Space Flight Center

Tropical Storm Dokuri weakened into a tropical depression today, but NASA infrared satellite imagery is still showing some areas of strong convection and thunderstorms in the storm and they're being pushed away from the center.

NASA's Aqua satellite passed over Tropical Storm Dokuri on June 27 on 0435 UTC (12:35 a.m. EDT). Infrared data from the Atmospheric Infrared Sounder (AIRS) instrument onboard indicated there were still some strong showers and thunderstorms within the system. Those cloud top temperatures were colder than -63 Fahrenheit (-52 Celsius), indicating strong uplift in the atmopshere, and thunderstorms within Dokuri that have the capability for heavy rainfall.

Infrared data shows a fully-exposed low level-circulation center. The strongest convection (rising air that creates thunderstorms that make up the system)are being pushed to the southwest due to strong northeasterly vertical wind shear.

Warnings are up in the Philippines as Doksuri (known there as Dindo) continues to move north of Luzon today. Public storm warning signal #1 is in effect in Abra, Kalinga, Isabela, Ilocos Sur, Mt. Province, Ifugao, La Union, Benguet, Pangasinan, Nueva Vizcaya and Quirino. Public storm warning signal #2 is also in effect for Cagayan, Calayan Group of Islands, Babuyan Group of Islands, Batanes Group of Islands, Apayao, Ilocos Norte.

On June 28, 2012 at 1500 UTC (11 a.m. EDT), Tropical Storm Doksuri had maximum sustained winds near 35 knots. It was located approximately 335 nautical miles north of Manila, Philippines, near 20.4 North and 120.7 East. It was moving to the west-northwestward at 17 knots. The strongest convection and thunderstorms were located over northern Luzon at this time, and are moving off the northwestern coast of the Philippines.

Doksuri has weakened as it passes to the north of Luzon. Doksuri is expected to continue tracking west and make landfall near Hong Kong in two days.

###

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?

AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.

Public release date: 28-Jun-2012
[ | E-mail | Share ]

Contact: Rob Gutro
Robert.j.gutro@nasa.gov
443-858-1779
NASA/Goddard Space Flight Center

Tropical Storm Dokuri weakened into a tropical depression today, but NASA infrared satellite imagery is still showing some areas of strong convection and thunderstorms in the storm and they're being pushed away from the center.

NASA's Aqua satellite passed over Tropical Storm Dokuri on June 27 on 0435 UTC (12:35 a.m. EDT). Infrared data from the Atmospheric Infrared Sounder (AIRS) instrument onboard indicated there were still some strong showers and thunderstorms within the system. Those cloud top temperatures were colder than -63 Fahrenheit (-52 Celsius), indicating strong uplift in the atmopshere, and thunderstorms within Dokuri that have the capability for heavy rainfall.

Infrared data shows a fully-exposed low level-circulation center. The strongest convection (rising air that creates thunderstorms that make up the system)are being pushed to the southwest due to strong northeasterly vertical wind shear.

Warnings are up in the Philippines as Doksuri (known there as Dindo) continues to move north of Luzon today. Public storm warning signal #1 is in effect in Abra, Kalinga, Isabela, Ilocos Sur, Mt. Province, Ifugao, La Union, Benguet, Pangasinan, Nueva Vizcaya and Quirino. Public storm warning signal #2 is also in effect for Cagayan, Calayan Group of Islands, Babuyan Group of Islands, Batanes Group of Islands, Apayao, Ilocos Norte.

On June 28, 2012 at 1500 UTC (11 a.m. EDT), Tropical Storm Doksuri had maximum sustained winds near 35 knots. It was located approximately 335 nautical miles north of Manila, Philippines, near 20.4 North and 120.7 East. It was moving to the west-northwestward at 17 knots. The strongest convection and thunderstorms were located over northern Luzon at this time, and are moving off the northwestern coast of the Philippines.

Doksuri has weakened as it passes to the north of Luzon. Doksuri is expected to continue tracking west and make landfall near Hong Kong in two days.

###

---

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?

AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.

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IMF chief says it is ready to help Cyprus (Providence Journal)

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Retail ? Business Park Site For Sale | Florida Commercial Real ...

Retail ? Business Park Site For Sale

Florida Commercial Real Estate Services is pleased to announce the listing of 8.13 acres of prime real estate near the busy Southpoint office park development, I-95 and Butler blvd (SR202) sub-market of Jacksonville. This site is located 1 block north of the termination of Butler blvd expressway and Philips Highway (US1) and just west of the intersection of busy Butler blvd with I-95.

This site consists of 9 parcels. Four of the nine parcels face busy Philips Highway and total 3.38 acres with over 630 feet of frontage on US1. It ?is zoned intensive retail and currently has a vacant 21,000 square foot retail store, a 5,000 square foot retail store occupied by Budget rent-a-car with a parking lot for rental trucks and cars plus a one acre vacant lot.?? 43,000 cars pass by here on an average day. County zoning is commercial general 2, which is intensive retail and allows all types of retail including auto sales, service stations, hotels and motels, professional office and retail establishments, and many more.

Behind these retail parcels fronting US1 are 5 parcels totaling 4.88 acres of formerly residential and now zoned Business Park. Permitted uses are Medical, dental and other professional offices, hospitals, business offices, banks, warehousing, distribution, union halls, manufacturers agents and display rooms, day care centers,? off-street parking lots, churches, and many more.

These nine parcels are offered at $3.4 million or individually at prices ranging from $146,200 to $1.3 million. Parcel sizes range from 8/10 acre to 1.2 acres.

Nearby is the largest commercial office sub-market outside of Downtown Jacksonville with millions of square feet of office buildings. ?Hotels within walking distance are Microtel, Marriott Courtyard, Red Roof Inn, Jameson Inn, LaQuinta Inn, Winngate by Wyndham, Fairfield Inn. Also several chain restaurants, Appleby?s, Cracker Barrel, etc . Near the intersection of Interstate 95 and Butler Blvd (SR202) an expressway running to the beach which carries 70,000 cars per day.

?

For more information contact Pete Gentry 904-470-0010

Retail ? Business Park Site For Sale

Be sure to see all of our properties at FLACRES.COM

FLorida Commercial Real Estate Services LLC

?a Certified Short Sale and Foreclosure Resource

Member of the National Association of Realtors

?

Tags: retail

This entry was posted on Wednesday, June 27th, 2012 at 12:07 pm and is filed under Retail. You can follow any responses to this entry through the RSS 2.0 feed. You can skip to the end and leave a response. Pinging is currently not allowed.

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MonitorDaily - Classifieds - Sales - Direct Origination - ? New ...

New Business Marketing Rep

California/Pacific NW

People?s United Equipment Finance is seeking a sales rep to work in California/Pacific NW. This position is responsible for originating new equipment finance and loan business that adhere to internal credit standards. In addition, this position structures, negotiates and closes each transaction and builds and expands existing business relationships.

Description:

• Originates new equipment finance and loan business to enhance overall profitability and minimize expenses.
• Identifies and solicits new sources of business from vendors and customers.
• Manages each transaction from origination to funding.
• Services and maintains existing sources of business including assistance in collections as needed.
• Represents the organization in the marketplace in a positive and professional manner and collaborates effectively with departments throughout the organization to facilitate sales.

Requirements:

• College degree or equivalent experience required.
• 5-8 years relevant experience.
• Ability to foster and cultivate effective business relationships both internally and externally.
• Excellent written, verbal and presentation skills are needed to work with a wide range of internal and external contacts. Excellent influencing and negotiation skills to successfully resolve and close sales issues.
• Excellent ability to analyze and interpret financial statements. Expertise in leasing products and related financial solutions. Demonstrated ability to successfully generate and develop new business. Experience and experience in a core leasing industry.
• Ability to recognize and focus on critical issues, can balance and respond to competing needs within the organization.
• Excellent ability to work on several assignments simultaneously and effectively prioritize to meet goals and objectives.
• This position originates new equipment finance and loan business while adhering to internal credit standards to meet sales goals and objectives and has a direct impact on customer satisfaction and profitability.

Interested candidates should apply online at www.peoples.com/careers and reference # 12-12036.

Date Posted: June 25, 2012?

CURRENT JOB OPENINGS OFFERED BY THIS EMPLOYER

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Don't Be Considered An Income Servant! Take Control Of Your ...

Conserving money is tough with all of the interpersonal pressures driving you to definitely devote, devote, devote. You have to resist the nearly irresistible need to offer directly into advertising and then in-retail store marketing promotions. Fortunately, this short article includes some important tips that can help you to better manage your money and cut costs.

If you intend on mailing your kids to university, commence placing dollars from the working day they are given birth to. If you don?t start saving for college whenever your kid is fresh, their likelihood of planning to college or university are incredibly lean.

Be sure you data file your taxation punctually. When you know you do have a reimburse arriving, document at the earliest opportunity. It is actually a greater concept to file in close proximity to Apr fifteenth when there is a chance the you owe government entities funds in income taxes.

A good way to boost your financial predicament is always to frequently shift some cash from the major bank checking account into a substantial-generate savings account. You could have the pull in the beginning, but you could eventually adapt your routines appropriately while accruing riches.

Despite the fact that paying off your debts is very important, you might like to make developing an urgent situation account an increased concern, especially if unexpected emergency visa or mastercard use is the place where your debts originated from. Expenditures can show up whenever we very least anticipate it, and having an account for crisis situations will help protect against an economic situation.

Your car is really a large and essential acquire you will probably have to create. Look around to get the best vehicle rates, then pit each seller again one other. If you do not discover any good rates, you can try the net.

You?ll realize that your FICO rating is heavily affected by the amount of money you are transporting in your a credit card. A higher harmony equals a cheaper score. As soon as you pay out down the harmony, your credit score are going to enhance. It is a good principle to keep credit card balances at or listed below 20% of the credit score reduce.

Specify every day every month to spend your charges for the period of time. You won?t in fact commit the whole day long paying bills, yet your expenses possessing their particular day is vital. Input it on your own work schedule and adhere to it fiercely. Missing this very day could result in a bad domino outcome.

If you want to save income, disconnect your mobile phone. Although this looks like a difficult scenario to place yourself in, you may live without a single. Actually, your smartphone and PDAs are dependent on efficiency more than anything. If you fail to eliminate your mobile phone entirely, think about transitioning to a more affordable services or decreased info utilization limit.

In the event you very own any financial debt, shell out it with the income tax. As opposed to paying back debts they have accrued, most people go shopping using their tax reimbursements. This will have a particular person in debt forever.

To help make things a little easier, use tax preparing. Consider the assets of pre-tax earnings you possibly can make by your company. Continue to keep dollars which is pre-taxation for healthcare charges, etc. Should your employer provides 401k coordinating, ensure that you make the most of that opportunity. Doing these everything is intelligent makes use of of your respective money. It seems sensible, economically, to achieve this.

Don?t quit every day career, irrespective of how unsatisfied you might be. It really is common to seek out greener pastures where by more income can be gained, but to maintain your personal monetary upcoming, tend not to leap until you have a great option guaranteed.

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The Most Unlikely Sentence You?ll Read Today (Theagitator)

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Study identifies causes for high rates of allergic reactions in children with food allergies

Study identifies causes for high rates of allergic reactions in children with food allergies

Monday, June 25, 2012

A team of researchers from Mount Sinai School of Medicine and four other institutions have found that young children with documented or likely allergies to milk and/or eggs, whose families were instructed on how to avoid these and other foods, still experienced allergic reactions at a rate of almost once per year. Of severe cases, less than a third received epinephrine, a medication used to counter anaphylaxis, a life-threatening allergic condition.

The findings are from an ongoing Consortium of Food Allergy Research (CoFAR) study that has been following more than 500 children with food allergies since infancy. The results of the three-year study appear online in the June 25 issue of Pediatrics.

Nearly 72 percent of the participants experienced a reaction, with 1,171 allergic reactions in total. Allergic reactions were attributed to such factors as a lack of close supervision, misreading ingredient labels, cross-contamination, or errors in food preparation. Participating families had been given written and verbal food avoidance instruction, and written prescriptions for self-injectable epinephrine, beforehand.

"This study reinforces the importance of educating parents and other caregivers of children with food allergy about avoiding allergenic foods and using epinephrine to treat severe food-allergic reactions," said Scott Sicherer, MD, Professor of Pediatrics and Chief of the Division of Allergy and Immunology at Mount Sinai School of Medicine. "We must work harder to thoroughly educate parents about the details of avoidance and when and how to correctly use epinephrine to manage this life-threatening condition."

Approximately 11 percent of the children experienced anaphylaxis, which can include symptoms such as swelling in the throat, asthma, sudden drop in blood pressure, dizziness or fainting. The children's parents or caregivers administered epinephrine in only 30 percent of the cases of children having severe reactions to food. Investigators found children did not receive epinephrine because either the drug was not available, or parents and caregivers were too afraid to administer the drug, or they did not recognize the reaction as severe and waited to see more symptoms.

"We found a significant number of young children received allergenic foods from caregivers other than their parents," said Hugh Sampson, MD, Dean for Translational Biomedical Sciences, Professor of Pediatrics, and Director of the Jaffe Food Allergy Institute at Mount Sinai School of Medicine. "This underscores the need to educate everyone who is responsible for the child, including grandparents, older siblings and teachers."

Dr. Sampson is the lead investigator for COFAR, which is also performing numerous food allergy treatment trials.

The study is taking place at The Mount Sinai Medical Center as well as research hospitals in Baltimore, MD; Denver, CO; Durham, NC; and Little Rock, Ark., with support from The National Institutes of Allergy and Infectious Diseases (NIAID) of the National Institutes of Health. NIAID conducts and supports research?at NIH, throughout the United States, and worldwide?to study the causes of infectious and immune-mediated diseases, and to develop better means of preventing, diagnosing and treating these illnesses.

###

The Mount Sinai Hospital / Mount Sinai School of Medicine: http://www.mountsinai.org

Thanks to The Mount Sinai Hospital / Mount Sinai School of Medicine for this article.

This press release was posted to serve as a topic for discussion. Please comment below. We try our best to only post press releases that are associated with peer reviewed scientific literature. Critical discussions of the research are appreciated. If you need help finding a link to the original article, please contact us on twitter or via e-mail.

This press release has been viewed 35 time(s).

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Racine community hosted fundraiser for Travon Gray?s family

RACINE ? A taco dinner fundraiser was held Friday, June 22nd to help the family of Travon Gray with funeral costs. 16-year-old Travon Gray died Sunday, June 17th after drowning in Quarry Lake.

Gray was at Quarry Lake Park on Sunday, and jumped off of the pier with some friends. Divers were called to the scene to search for Gray. He was later pronounced dead at a hospital.

Ebony Jeans came up with the idea of holding a taco dinner fundraiser to help the Gray family with funeral expenses. The group she founded, the Divine Cake Social Club, signed on immediately.

?Basically, we are a women?s group and we are here to support and uplift each other. But also give back to our community,? said Jeans.

The Gray tragedy hit close to home for Jeans. She says Gray and her son were best friends.

?It?s a friend that he had that came over every day, you know, he ate dinner with us. He hung out. I joked around with him all the time and now he?s not going to be around, so,? said Jeans.

Jeans hopes to raise enough money for the meals and donations to cover half of Gray?s funeral expenses.

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Space Station Live! NASA App Puts Orbiting Lab at Your Fingertips

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Obama key figure in Senate race featuring ex-govs

RICHMOND, Va. (AP) ? The dominant figure in a Virginia Senate race that could determine the direction of Congress next year is President Barack Obama even though both candidates for the seat are former governors well-known to voters.

Republican George Allen, trying to redeem his political career and win back the Senate seat he lost six years ago in a chaotic, slur-stained campaign against Democrat Jim Webb, has a simple strategy: If Obama falls, Democrat Tim Kaine falls with him.

Kaine, like Allen a former governor, was Obama's hand-picked chairman of the Democratic National Committee for two years. Their fates in November are linked in a battleground state that both parties consider critical to winning the White House as well as controlling the Senate.

That makes Virginia the perfect spending target for the super political action committees on each party's side, a chance to bag two opponents at once using the same dollars. As go Obama and Republican Mitt Romney in the president race, so go Kane and Allen.

Allen denies Kaine even the Virginia courtesy of addressing those who've held their office as "governor," calling him instead "Chairman Kaine," a derisive reference to his two years as head of the Democratic Party, one of them during his final year as governor. An Allen billboard in rural areas is even blunter: "Obama's senator, not Virginia's."

"Look, for a quarter of his term as governor, he took on the most partisan job in our country," Allen said in a telephone interview. "He was President Obama's hand-picked chairman, and he's been an advocate for all the significant agenda items of the Obama administration."

Kaine has never tried to disown Obama, though they disagree on several issues. He chafes at assertions by Allen and others that the two are joined at the hip.

"It is not surprising that George is doing that," Kaine said in a telephone interview. "The last thing George wants to do is talk about the fact that he was a U.S. senator and he has a record as a U.S. senator and what that record was."

Obama's drop in popularity over his health care law, stimulus package and clean-air initiatives despised by Virginia's coal industry have made the link to the president tougher for Kaine.

"Everyone has a fantasy," said Virginia-based Republican strategist Christopher J. LaCivita. "Tim Kaine's fantasy is not to be associated with Barack Obama."

Tying Kaine to Obama is a good Republican strategy unless Romney flops in Virginia, said Steve Jarding of Harvard University's John F. Kennedy School of Government. Polling by Quinnipiac University in early June showed Obama with a 5 percentage point lead over Romney in Virginia and Kaine and Allen deadlocked.

"If Obama loses big, there's probably no way Kaine can win, and vice versa ? if Obama wins big, there's probably no way George Allen can win," said Jarding, a Democratic consultant.

Kaine's ? and Obama's ? hopes hinge largely on big turnouts by women and minorities. One-fifth of Virginia's electorate is black, and among that group, 9 out of 10 voted for Obama in 2008. Democrats hold an advantage among female voters, according to a Quinnipiac University poll of Virginia in June. Obama led Romney by 16 percentage points among women, and Kaine led Allen by 6 points.

Associated Press

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Rep. Paul Ryan courts fellow GOP members for Mia Love, Love trails Matheson in early poll

Mia Love, left, talks with Wendy Jones, a delegate, at Fazoli's in West Jordan, Tuesday, April 3, 2012.

Ravell Call, Deseret News

Enlarge photo?

Copyright 2012, Deseret News

PARK CITY ? Noted Republicans gathered at an elite club Friday, bringing money and national political clout to Mia Love and her push to unseat Rep. Jim Matheson from Congress.

Love, however, was tending to the needs of her city's residents, some of whom were gathered at temporary shelters in Saratoga Springs, waiting out a burning blaze in the hills above their homes.

Among the 60 or so in attendance at the exclusive event held at Glenwild Golf Club, was Congressman Paul Ryan, R-Wisconsin, in town to support presidential candidate Mitt Romney and his weekend fundraising efforts, and Love at her Friday night event.

Ryan brought along some generous donors and the event hauled in more than the $65,000 that was expected to help boost Love's campaign in Utah's 4th Congressional District. The evening's VIP reception came at a $2,500 asking price, with attendance to Ryan's speech at $1,000 a head.

Ryan, chairman of the House Budget Committee, spoke of the need to get the country headed back in the right direction, and to re-establish the American Dream as an opportunity and not something the government hands out, according to one attendee.

"We want to extend the universal ideals of this country, as an opportunity society with a safety net, a society of upward mobility, a society where we promote equal opportunity," Ryan told the Deseret News following the event. "I think Mia Love is a perfect ambassador of those ideals."

Ryan said Love offers a unique approach to the GOP and he said Washington supports her.

Love sent her husband, Jason, to speak to the group in her stead as the fire burned in Utah County. He hand-carried and delivered her words: "The people of Saratoga Springs come first. They need me tonight and I am here with them."

Ryan declined to comment on whether he is considering a run on the vice presidential ticket, but he is one of several possible picks participating in a Utah retreat for Romney's biggest donors and fundraisers that continues through Sunday. To be invited, supporters must have given at least $50,000 or raised a minimum of $250,000.

Other GOP heavy-hitters gathered this weekend at Deer Valley include the 2008 presidential nominee, Arizona Sen. John McCain; strategist Karl Rove, former U.S. Secretary of State Condoleezza Rice and former Florida Gov. Jeb Bush.

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Reader: Downloaders don't hurt rich musicians

Our readers continue to contribute some funny, smart and incisive comments to our Today Entertainment Facebook page. Every Friday, we'll highlight those that really stood out. If you see a great comment throughout the week, click the ?Like? button underneath it to draw it to our attention.

On "NPR intern has 11,000 songs, paid for few"
Barbara Scaff: "(Musicians) deserve to get paid, but do they deserve millions upon millions upon millions? NOPE. The rest of us schlubs have to deal with min. wage or being underpaid, why should people who SING for a living get a break from that? And please keep it real, they are still raking in money from perfume sales, magazine covers, movies, selling pics of their babies, and other ridiculous JOBS. I'm supposed to feel sorry for someone who might not have AS MUCH money as they use to but still wears shoes that cost as much as a house payment WHILE people fighting for our freedom, putting out fires, doing backbreaking labor all have to deal with $23,000 or less a year? Get real."

On "Could Alec Baldwin face criminal charges in photographer incident?"
Alison Parson: "(Paparazzi) are low-life divas that think they have the right to go as close to people as they want.? Celebrities ask for you to listen to their music, see their movies, etc.? Not violate their personal lives and camp out every single place they may be.? GET A REAL JOB!"

On "Jon Gosselin to ex-wife: I'm sorry"
Laura E. Platte: "Though I do think it is overdue ... I also feel that sometimes people really need to hit rock bottom before they realize what they have done, and there is nothing left but to apologize for their wrongdoings."

On "Check out Emma Stone's 'Amazing' looks"
John Bales: "Cute, pretty and perky looking but I wouldn't include her in a list of the great beauties of the ages. She's part of a crop of pretty ingenues in Hollywood that have a brief time in the spotlight before fading into bit parts in movies."

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Some Idahoans due insurance rebate | Health | Idahostatesman.com

Federal officials say that two health insurers owe consumers in the state more than $1.1 million.

About 32,600 people in Idaho will get rebates on their 2011 health insurance premiums this summer, the Centers for Medicare and Medicaid Services said Thursday.

That?s an average $70 for each of the 16,000 affected families, officials said.

According to the agency, 1,083 Idahoans with individual policies will get $144,303, averaging $323 per family. About 31,500 people with small-group plans will get $980,615, or $63 per family.

Despite the agency?s announcement, the payments are uncertain. That?s because the law that requires the rebates ? the 2010 federal health care reform law ? might not survive. The Supreme Court is expected to rule within a week on the law?s constitutionality, which was challenged by Idaho and other states.

Am I eligible for a rebate?

Only if your insurer failed to hit a ?medical loss ratio? threshold, meaning it devoted too few of your premium dollars to medical care. Generally, insurers that spent more than 20 percent of premium revenue on administration, salaries, sales and advertising must give rebates by Aug. 1.

Two companies will owe money to people in Idaho, according to the agency. It didn?t identify the companies, but Regence BlueShield of Idaho told the Idaho Statesman that it is one.

Regence spokeswoman Georganne Benjamin said the insurer will provide rebates totaling $980,000 to its members in Idaho small-group insurance plans. That is less than 1 percent of the members? premiums and about 0.03 percent of premiums companywide, Benjamin said.

?As a nonprofit insurer, it is our goal to price premiums as close to break-even as possible when determining expected claims and administrative costs,? Benjamin said. ?This has been our practice before the (new law) and will continue to be our practice regardless of any federal and/or state reforms.?

The other Idaho insurer sells insurance for individuals, the agency said.

About two-thirds of people nationwide were insured by companies that met the 20 percent standard, according to federal officials. Blue Cross of Idaho was one, said spokeswoman Karen Early. People covered by Blue Cross of Idaho shouldn?t expect rebates because the company spent ?more on its members? health care than required by law? last year, she said.

How will I get my rebate?

One of four ways:

? A check in the mail.

? A lump-sum reimbursement to the credit or debit card account used to pay premiums.

? A reduction in future premiums.

? A pass-through benefit from an employer, if the employer provided the health insurance policy.

Audrey Dutton: 377-6448, Twitter: @IDS_Audrey

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Gadgets that save you from yourself

Featured

12 hrs.

Sean Fallon , Nerd Approved

Are you your own worst enemy? If so, the following gadgets might be able to help you overcome some?relatively minor shortcomings. That is to say, if you're reading this while wearing a fake mustache while frantically trying to make your way to the border,? sorry???but you've probably got bigger problems to tackle.

Ben & Jerry's pint lock

While technically designed to prevent others from stealing your ice cream, the Ben & Jerry's pint lock or "Euphori-Lock" can serve as a dietary deterrent as well. You probably won't remember the combination, and that means trying to find where you wrote it down. Then you have to enter in the combination itself. Way too many steps???though I might not be above cracking the pint open like a coconut and going in face first like a starving castaway.? $6.64???Ben&Jerry's via That's Nerdalicious

Beer Tracker bottle opener
Every time you open a beer, the Beer Tracker bottle opener will record it digitally. Hopefully, the reality of how many beers you've had will prevent awkward moments?? such as?waking up to find you have 50 Facebook messages with comments like, "The video we made of you last night is blowing up YouTube!" $10???FredFlare

A bed that makes itself
We aren't at a point where machines can completely overcome your tendency to make a mess, but a bed that can make itself is a good place to start. The OHEA Smart Bed can do just that in 50 seconds using a system of mechanical arms, cords and rollers. Granted, you'll have to be a pretty calm sleeper in order for it to work because it won't be able to handle a tangle of sheets tossed about in the night. If that sounds doable, the OHEA Smart Bed is expected to go on sale soon.???OHEA

iPhone Tank Case
If you're the kind of person who can't make it through a year without dropping and damaging your iPhone, you might want to consider a rugged case. The Tank Case from Case-Mate offers military-grade protection thanks to a polycarbonate hard shell with silicone cushioned interior and a retractable screen shield. Sure, you might have trouble fitting it?in your pants pockets (or, possibly, your car), but it's worth it for the peace of mind right? $60???Case-Mate

Toxic Waste Cookie Jar
Whenever the lid is opened on the Toxic Waste Cookie Jar, it will alert others to your unsanctioned snacking with flashing lights and an alarm sound. Using the excuse "I only did it because the horrible cookies you made are toxic and I thought they would give me superpowers" won't help. $14.99???Perpetual Kid via That's Nerdalicious

The Sonic Bomb Alarm Clock
Do you have trouble getting up in the morning? Well, that won't be a problem with the Sonic Bomb Alarm Clock. It has a maximum volume of 113 decibels (a jackhammer is around 100). If that isn?t enough, it also includes a bed shaker that you can slip under your mattress. If your heart can survive the shock, you'll always be on time. $49.99???ThinkGeek

HeadsUp
If anything, the HeadsUp sensor system proves that there a very good chance that a product exists to help you overcome just about every minor shortcoming. We've all seen garage sensor gadgets that alert you when you are about to smash into the wall, but the HeadsUp system is designed specifically to protect the expensive stuff you strap to the roof of your car. For example, if you like to go biking, you could attach a couple of waterproof sensors to the bikes, and when you return home the sensors will trigger an in-car alarm and LED sign inside the garage. In other words, it prevents you from entering the garage and smashing up your expensive gear. It's an absolute must for forgetful, outdoorsy types who have trouble with spatial relationships. $169.99???HeadsUp

More craziness from Nerd Approved:

?

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50-gigapixel camera is straight out of science fiction

10 hrs.

Devin Coldewey

While photographers marvel at the 20 or 30 megapixels captured by the latest cameras, researchers at Duke laugh quietly and return to their lab to continue work on a system that could capture 50 gigapixels at the touch of a button.

For comparison, if your average point-and-shoot picture was the size of a word on this page, a 50-gigapixel shot would be around the size of your entire screen.

Gigapixels aren't new in and of themselves, of course: Enormous photos of the Milky Way or Obama's?inauguration are both effective demonstrations of the power of huge images. But generally these giant pictures are created by one camera that takes hundreds (or thousands) of shots, which are then?fitted together after the fact. Not a problem if you're taking pictures of stars, but no good?if you wanted to capture a flock of birds taking off.

The team at Duke, led by David Brady at Duke's Pratt School of Engineering, decided to take things a different direction: instead of taking lots of pictures in sequence with one camera, why not take lots of pictures at once with a bunch of cameras?

The result is the AWARE-2 camera system, a machine that looks like something out of science fiction. It bristles with wires and ports, and houses?a lens array that could be the eye of an enormous robotic insect.

The system actually shares many characteristics with insects' compound eyes: A single image enters through a central lens, but is then refracted outward in 98 different directions to 98 different image sensors, each of which receives a different piece of the picture. The pieces are then assembled by a central processor.

Images produced by the system are enormous. 50 gigapixels is the maximum theoretical size, but even a fraction of that?that is far larger than any picture most people have ever taken. Look at the shot below; on this enormous landscape, the tiny white dots on the sky are in fact birds, captured in enough detail that you can zoom in and check out the details of their wings. (here's a larger version)

That's with a prototype device using only half the microcameras and the first generation of lenses designed for the system.?Brady explains that right now, the size and quality of images is limited by the quality of the main objective lens, but they have already built a superior lens for 10-gigapixel images.

50 gigapixels is the upper limit because it is the precision?limit of lens-manufacturing technology, and also because beyond that you start running into the resolution limit of the atmosphere, i.e. what can be discerned through all those pesky air molecules between the camera and the subject. So it's no surprise that they're considering imaging at that size for astronomical rather than terrestrial photography.

The applications of enormous images captured more or less instantly are easy to imagine, both in everyday life, academic research, and for the military, which is funding the project through DARPA.

The paper describing AWARE-2 was published in the journal Nature, and the authors have put together a separate?site with more information and lots of?pictures for the curious.

Devin Coldewey is a contributing writer for msnbc.com. His personal website is coldewey.cc.

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